Credit fraud or identity theft can be expensive. You may have money taken out of your bank account and not be able to pay your mortgage, or you might have to miss work to help resolve an incident. In fact, identity theft costs consumers $16.8 billion, and the average identity theft victim spends over 104 hours resolving fraud*.
ADT’s Identity Theft Expense Reimbursement can ease the financial pain. We cover you with up to $1 million in reimbursement for losses or expenses related to the identity theft recovery process, including day-to-day efforts you make to restore your identity.
* Expense Reimbursement is provided by CyberScout and is not an insurance policy. A summary of policy terms, conditions and exclusions are located here.
† Javelin Strategy & Research, 2018 and 2017 Identity Fraud studies
Every two seconds there’s another identity theft*. And there are numerous ways for someone to steal your personal information, from phones and computers, to WiFi networks, credit card skimming or someone grabbing your wallet.
Immediate alerts provide you with early notification of potential identity fraud. This lets you act quickly to help minimize damage and costs associated with fraud incidents that might otherwise require hours on the phone and time away from work.
Identity theft can happen to anyone. You can have peace of mind knowing that with one phone call, you can reach an experienced resolution expert who can provide support and guide you through the steps you need to take to resolve it.
*Javelin Strategy & Research, 2018 and 2017 Identity Fraud studies
We continually scour websites, blogs, bulletin boards, peer-to-peer sharing networks and Internet relay chat rooms – areas of the web only accessible with special software – to detect if your personal information or identity is for sale or being used for fraudulent activity. If we detect anything suspicious, we alert you immediately so you can take action to safeguard your identity.
Our dedicated resolution services team can walk you through the steps you need to take to help manage both your identity recovery and expense reimbursement. We can save you hours of work while giving you added peace of mind knowing you’re not alone during this potentially stressful process.
Daily credit monitoring looks at your personal information, public records, inquiries, new account openings and existing accounts reported past due, and alerts you of any changes. Plus, you get monthly credit score tracking you can view on your dashboard.
Having a complete picture of your credit activity is key to understanding your financial identity. So we include a full, complimentary credit report covering your personal information, public records, credit inquiries, new account openings and existing accounts past due.
We report on all addresses associated with your name, and alert you if there’s a change of address filed under your name. If it was made without your consent, you can quickly take steps to regain control of your mail.
We keep track of municipal court records and alert you if a criminal act is reported under your identity, including your name and social security number. This way you can quickly take the steps needed to clear your name.
*Credit score tracking and non-credit monitoring require an additional enrollment and services aren't available until you are fully enrolled. For pricing and subscription details, See pricing and subscription details.
Identity theft is the misuse of someone’s sensitive information to fraudulently open credit accounts, use existing credit and banking assets, and even seek medical treatment. Sensitive data includes personally identifiable information (PII), such as social security numbers (SSN) and financial account numbers, as well as protected health information (PHI). PII and PHI can be exposed intentionally and unintentionally, including through human error, data theft and hacking attacks on computing devices.
Many of life’s milestones, such as buying a house, getting married, having children or retiring, create new opportunities for identity thieves. Identity Protection scours millions of identities sources and alerts you to changes to your credit, personal or financial information. With Identity Protection, you gain access to experienced fraud specialists who are standing by to help you resolve any suspicious activity.
Dark web monitoring helps detect identity fraud thefts that use your personal identifiable information like SSN, date of birth, driver’s license, email addresses, bank accounts, etc. Knowing about these thefts and threats will enable you to take the necessary steps immediately to protect your identity and any damages resulting from it.
All you need is access to a computer and the Internet. Once you purchase identity theft protection services, you must then activate your ADT Identity Protection account by logging into www.myadtdigitalsecurity.com with your username and password to access your alerts and reports.
You can contact ADT for Help either though our online chat or by phone at (866) 216-1978.
If you suspect fraud, receive a monitoring alert or have questions about a monitoring alert, call the ADT Fraud Incident Resolution team at (800) 688-8685. You must file an identity theft reimbursement claim within 120 days from the discovery of the identity theft event.
*Requires monthly subscription. Excludes taxes. By subscribing, you are purchasing a recurring membership that begins when your purchase is completed and will automatically renew after your first paid term. You may cancel at any time by calling (800) 688-8685. Credit score tracking, and non-credit monitoring requires an additional enrollment process and ADT will be unable to provide services until you are fully enrolled. One credit Bureau monitoring will take several days to begin from the date of enrollment. Credit score tracking, and monitoring Service is not a credit repair service. Expense Reimbursement, with limit of up to $1 million, including limited coverage for lawyers and accountants (up to $1000 in each case) is available for losses resulting from stolen identity events (as defined in the Master Policy if needed). Benefits provided by Master Policy issued by Lloyd’s Syndicate in the name of CyberScout. Expense reimbursement provided by CyberScout. Expense Reimbursement is not an insurance policy and ADT is not an insurer. A summary of policy terms, conditions and exclusions are located here. Claims must be filed no later than 120 days from discovery of the identity theft event. Identity theft protection services are designed to be part of a comprehensive system of products, services and your personal behavior and does not prevent all identity theft or make you immune from the malicious conduct or illegal conduct of third parties. Credit and non-credit monitoring is provided as-is from third-party provided databases and delivered without warranty of any kind. Message and data rates apply for SMS alerts.
